The decision is up to you but should not be taken lightly. There are pros and cons to both options, and it ultimately depends on the specifics of your case. Settling a personal injury case can provide a quicker resolution and avoid the uncertainty and expense of a trial. However, it may also result in a lower payout than what could be awarded in court. Going to court can potentially result in a larger payout, but it also comes with the risk of losing the case and receiving nothing.